North City Cycles offers you interest free* finance allowing you to ride today while paying for it over time - interest free*. This means you can purchase today at 0% deposit, with the remaining balance conveniently direct debited from your account over a 12 month period.


It's really simple and there is no commitment to purchase.

  • Apply online in minutes. Simply click on the APPLY FOR FINANCE button.
  • Enter your information online and receive the decision via email in seconds.
  • If approved you will receive an approval notification email.
  • Contact us to discuss the next steps. Please keep your “Welcome Confirmation” email as you will need this and a form of identification e.g. your current driver’s licence, to complete your purchase.
Please first check the FAQs about our interest free* finance offer. If you still have questions then get in touch with us by visiting our contact page.
*Not available in conjunction with any other offer. Credit approved applicants only; fees, terms and conditions apply including a $99 Annual Fee charged on the account open date and subsequently on the anniversary of the account open date. Up to 55 days Interest Free is available on all Once Agile card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days Interest Free on purchases’. 6 months Interest Free is available on all Once Agile card purchases of $250 or more made in one transaction. Interest is payable on any balance outstanding after the Interest Free term. Credit provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence number 386194 (Once). Once® is a trademark of Once. Once is a subsidiary of FlexiGroup Limited.